#Amex optima/oasis program full
#Amex optima/oasis program plus
#Amex optima/oasis program download

Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.ДЄmerican Express acceptance among businesses is moderate, but global.

#Amex optima/oasis program full

So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. The grace period listed for the OptimaВ® Platinum CardВ® is at least 25 days*. However, a credit score alone does not guarantee or imply approval for any American Express product. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.ДЇICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. There are a number of other factors that this issuer may also consider when making decisions for approval. A FICO credit score of 766 is recommended for a higher chance of approval, but this is not required. This type of card adjusts to the changing needs of the cardholder.Д«ased on the FICO score recommendation, applicants should have a great or nearly perfect credit record. You should be able to choose different reward types, such as travel, points, or other options. Be cautious that some card issuers may charge higher rates and fees for cash advances. There is a purchase introductory APR of 0.00% for 6 months*. Rates may vary among applicants, however the lowest standard APR is 9.25%* (Variable)*. This card is intended for consumers, or 'personal use' with a nearly perfect credit history. This rewards card with flexible options is issued by American Express. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card. Your Year End Summary is an indispensable tool for preparing taxes and budgeting.

#Amex optima/oasis program download

Flexible features make organizing your expenses a snap - download the Summary and print it out sort by date, merchant name, or charge amount review charges made within a category, such as Travel and Restaurant. Your new Online Year End Summary of Charges gives you access to important information 24 hours a day, seven days a week. Your Year End Summary: Now Available Online For immediate service, call the phone number on the back of your Card.

You can view up-to-date billing information online, including transactions, charges, and payments.ДЄmerican Express is here to help you around the clock, with the kind of Customer Service that keeps Card members loyal for a lifetime. Transfer balances from your higher-rate MasterCard В®, Discover В®, and Visa В® cards to your American Express В® Card account -with no transaction fee! Then enjoy the low APR: Fixed rate of 8.90% for life of balance (until the balance is completely paid off), on BT requests submitted with this application. Which means you can get the rewards you want right now - from an incredible selection of clothing, electronics, dining experiences, online music, travel, and more. Why wait for the rewards you want? You can earn one point for virtually every dollar you spend on your Card. Additional Cards are fee-free, so you can share virtually all the benefits and services with your friends or family members.Д®nroll in Optima Platinum Card's Membership Rewards Express (SM) program The Card has a 25 day grace period, and the option to pay over time.

#Amex optima/oasis program plus

The Card has no annual fee, and comes with a competitive 0.00% APR for the first 6 months of cardmembership, and then prime plus 6.00%. The Optima Platinum Card offers some of American Express' most extraordinary benefits.